ATTORNEYS AT LAW
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How can you make sure you get the workers’ compensation you deserve? Here are some things to know:
1. Always Report Every Injury or Illness
Always report any work injury or illness your doctor says is due to your job. It’s not enough to report it to the guy working next to you.
Always report the injury or illness to, your supervisor or human resources department when it occurs. You should get an incident report to fill out. You only have 30 days from the date of accident to report your claim.
If you don’t get paperwork or a call from an insurance adjuster, something is wrong. Follow up with your boss.
2. Visit a Workers Compensation coded medical provider
If your injury is an emergency, you’ll go where the ambulance takes you. In a non-emergency, your employer may direct you to a particular hospital, clinic or doctor. That may not always be the right decision. You have a right to go to a doctor of your choosing. Always make sure they are authorized by the Workers Compensation Board to treat you.
3. Tell the Doctor or Hospital Employees You Were Injured on the Job
When you’re filling out the paperwork at the hospital or doctor’s office, it is urgent that you give the proper work history if your injury occurred on the job. It may be as simple as checking a box that asks if your injury happened at work. That gets your medical bills sent either to the workers’ compensation insurance company or your employer, rather than to you or your private insurance company.
If you choose your own doctor, again always be sure the doctor is approved or certified to do workers’ compensation claims so paperwork is filed to the proper parties.
4. Make Sure Your Medical Records Include Everything About Your Injury
Your medical records should mention the history and circumstances of your injury or illness and list every body part involved. Workers’ Compensation won’t pay to treat body parts that aren’t listed.
5. File a C-3 Form with the Workers Compensation Board
You can find the forms online if your employer fails to give you one.
6. If Your Employer Says You’re Not Covered Because Your Accident Was Your Fault, It May Not Be True
Workers’ comp is no-fault insurance, so you’re covered even when the accident is your fault.
7. Obtain the Services of An Experienced Workers Compensation Attorney
For some reason, many attorneys advertise that they handle workers compensation claims, but do not actually handle them or have expertise in this area of the law. When consulting law firms, ask if they will be personally handling your claim. Harris Law Firm has over 25 years of experience handling New York Workers Compensation claims.